Last Updated: January 10, 2026
By downloading or using the Penny Tracker app, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app.
Penny Tracker is intended for personal expense tracking. You are not allowed to copy or modify the app, any part of the app, or our trademarks in any way. You are not allowed to attempt to extract the source code of the app, and you also shouldn't try to translate the app into other languages or make derivative versions.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
You retain ownership of the data and images you upload to Penny Tracker. However, by using the app, you grant us the right to process and store this data to provide the services described in our Privacy Policy. You represent that you have the right to upload any receipts or data you submit.
We aim to keep the app available and functioning smoothly, but we cannot guarantee uninterrupted access. We reserve the right to modify or withdraw the service at any time without notice.
Penny Tracker is provided "as is" and "as available". We will not be liable for any direct or indirect loss or damage arising from your use of the app, including loss of data or financial inaccuracies. It is your responsibility to verify the accuracy of the expenses tracked.
You are responsible for any data charges or fees incurred from your mobile provider while using the app, especially when uploading receipt images or syncing data over cellular networks.
We may terminate or suspend your access to the app immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
We may update our Terms and Conditions from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms and Conditions on this page.
These terms and conditions are governed by and construed in accordance with the laws applicable to your current jurisdiction.
If you have any questions or suggestions about our Terms and Conditions, do not hesitate to contact us at legal@pennytracker.app.